Capital Direct Lending - Home Equity Loans & Mortgage Loans

Instant Loan Application
Loan Range:
$10,000 - $100,000	$100,000 - $450,000
$450,000 - $1,500,000	$1,500,000 - $3,000,000
	$100,000 - $450,000 $450,000 - $1,500,000
Name:
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Annual Household Income:
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First Mortgage Balance:
Property Value:

*$500 Best Rate Guarantee Learn more

With Capital Direct Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements. Pay some, borrow some more. It's a perfect way to deal with unexpected expenses or plan for desired renovations.

We Lend Money To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $80,000, $280,000 or even $2.8 million?

Apply online or call us today to get approved.

3 Simple Steps

1. Apply Online

or call 1-800-NEW-CAPITAL (1-800-639-2274)
to talk directly to a mortgage specialist.

2. Get Approved
Your home equity is the key to your approval.

3. Get Your Money
Loan funds can be deposited into your bank account
within 3 business days of your approval.

How to add 60 per cent to your home’s value - without adding rooms

December 6, 2024

The interior designer Rukmini Patel reveals how she added £280,000 to a four-bedroom Edwardian home by being clever with layout and overhauling the decor...

Read "How to add 60 per cent to your home’s value - without adding rooms" »

Baby boomers and gen X are taking on more mortgage debt

November 4, 2024

Rising number of home owners are turning to reverse mortgages, and among those, more are doing so to help their children with a down payment. In a surprising turn of events, Statistics Canada data showed older households took on more mortgage debt in the second quarter of the year, compared with the same period last year...

Read "Baby boomers and gen X are taking on more mortgage debt" »

Sick of home-owner stress, retirees can invest windfall from sale

October 15, 2024

Retirement brings for many the need to simplify. And a trend in paring down has even hit close to home within my own family. In retirement it’s natural to want to remove the stress that comes with owning a single-family home...

Read "Sick of home-owner stress, retirees can invest windfall from sale" »

Customer Stories

Family & friends have been recommending Capital Direct for years. Hear what our customers have to say about working with Capital Direct.

Bill Good talks to Rob about his completed Home Renovation with Capital Direct below:

As we all know, the best part of a project is being done. Could you use $300,000 or more to organize your life?

View more customer stories here »

What People Say

“ Everyone is so understanding and professional. Jules worked with me in a very polite manner, coached me and made the experience comfortable. I can repair my credit by paying up all outstanding debts and still have a little cash flow for emergencies. ”

Marcia T., Toronto, ON | November 19, 2024

“ Great service, quick response and competitive rates. Richard has been a great representative for Capital Direct. His assistance and knowledge have made my experience smooth and effortless. Always willing to assist and provide best solutions for clients. Thank you! ”

Mary C., Ajax, ON | September 19, 2024

“ Friendly and helpful staff. I had some initial concerns about high interest rates and high costs. Speaking with Nicholas on my initial call though relieved all of my worries for me and made me feel comfortable moving forward. This was my first experience with this type of lending and it's been great. ”

Andrew C., Ajax, ON | August 13, 2024

About CKNW Kids' Fund and Capital Direct's Generous Donations

For decades, the CKNW Kids' Fund has been a beacon of hope, helping children with physical, mental, and social challenges achieve their potential. Rooted in a tradition of community support and compassionate care, the fund empowers families by providing essential resources, programs, and services that make a difference in the lives of young people across British Columbia.

The impact of the CKNW Kids' Fund is amplified through partnerships with organizations like Capital Direct, a trusted financial solutions company committed to giving back to the community...

Learn more »

Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.