1-800-639-2274 Apply Now

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Own your home?
APPLY ONLINE

Your Money, For The Things
You Care About

give us a call at
1 (800) New Capital (639-2274)
and talk to us today!

We Lend Money
To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $80,000, $280,000 or
even $2.8 million?

Apply online or call us today to get approved.

Flexi Line TM

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements. Pay some, borrow some more. It's a perfect way to deal with unexpected expenses or plan for desired renovations.

APPLY ONLINE

Home Equity Loan

Home equity financing can open up doors to your future. We can help you make it happen by providing the right solution for your needs. Take a few minutes to apply online and get one step closer to your goals.

APPLY ONLINE

What People Say

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Delio S.
Surrey, BC

December 18, 2024

"We got approved"


We got approved! I heard on the radio that owners get approved and it's really true. They made it so easy and made sure the payments are low. Keep up the good work!
verified review person icon
Adriano L.
Kitchener, ON

December 16, 2024

"Very pleasant experience"


Very pleasant experience. Exceptional service from all parties involved. We will definitely refer to family and friends. Will be able to eliminate our debt in order to get back on track. Keep up the good work helping people in need. Thank you very much Richard.

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Capital Direct Articles of Interest  

How to add 60 per cent to your home’s value - without adding rooms


December 6, 2024
The interior designer Rukmini Patel reveals how she added £280,000 to a four-bedroom Edwardian home by being clever with layout and overhauling the decor...

Read "How to add 60 per cent to your home’s value - without adding rooms" »

Baby boomers and gen X are taking on more mortgage debt


November 4, 2024
Rising number of home owners are turning to reverse mortgages, and among those, more are doing so to help their children with a down payment. In a surprising turn of events, Statistics Canada data showed older households took on more mortgage debt in the second quarter of the year, compared with the same period last year...

Read "Baby boomers and gen X are taking on more mortgage debt" »

Sick of home-owner stress, retirees can invest windfall from sale


October 15, 2024
>Retirement brings for many the need to simplify. And a trend in paring down has even hit close to home within my own family. In retirement it’s natural to want to remove the stress that comes with owning a single-family home...

Read "Sick of home-owner stress, retirees can invest windfall from sale" »

About CKNW Kids' Fund and Capital Direct's Generous Donations

For decades, the CKNW Kids' Fund has been a beacon of hope, helping children with physical, mental, and social challenges achieve their potential. Rooted in a tradition of community support and compassionate care, the fund empowers families by providing essential resources, programs, and services that make a difference in the lives of young people across British Columbia.

The impact of the CKNW Kids' Fund is amplified through partnerships with organizations like Capital Direct, a trusted financial solutions company committed to giving back to the community...
Learn more »