1-800-639-2274 Apply Now

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Own your home?
APPLY ONLINE

Your Money, For The Things
You Care About

give us a call at
1 (800) New Capital (639-2274)
and talk to us today!

We Lend Money
To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $80,000, $280,000 or
even $2.8 million?

Apply online or call us today to get approved.

Flexi Line TM

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements. Pay some, borrow some more. It's a perfect way to deal with unexpected expenses or plan for desired renovations.

APPLY ONLINE

Home Equity Loan

Home equity financing can open up doors to your future. We can help you make it happen by providing the right solution for your needs. Take a few minutes to apply online and get one step closer to your goals.

APPLY ONLINE

What People Say

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Marcia T.
Toronto, ON

November 19, 2024

"Everyone is so understanding and professional"


Everyone is so understanding and professional. Jules worked with me in a very polite manner, coached me and made the experience comfortable. I can repair my credit by paying up all outstanding debts and still have a little cash flow for emergencies.
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Adoracion C.
Surrey, BC

September 25, 2024

"Very diligent"


Very diligent, polite, honest and, as always, very very helpful in any ways. Highly recommend for a great service and always looks ways to for resolution. Thank you for a great service!

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Capital Direct Articles of Interest  

2/23/2024 Fundamental Review


February 23, 2024
Happy Friday! Let’s dive into it! Real Estate TD predicts that house price inflation in Canada is set to resume: According to CBC, rents rise 10% year-over-year in Canada in January 2024; recent data such as this is making it very difficult for Bank of Canada to start thinking about cutting rates...

Read "2/23/2024 Fundamental Review..." »

What to do if your mortgage application is denied


February 14, 2024
If you're turned down for a mortgage, it doesn't have to end your dreams of homeownership. Here's what to do next.

Read "What to do if your mortgage application is..." »

1/26/2024 Fundamental Review


January 26, 2024
Real Estate. According to the Bank of Canada, the rise in Canadian rents is perfectly correlated with population growth. It is hoped that the recent changes to the foreign student visa program announced by the Federal Government will be implemented promptly to alleviate the pressure on Canadians who are struggling with skyrocketing...

Read "1/26/2024 Fundamental Review..." »

About CKNW Kids' Fund and Capital Direct's Generous Donations

For decades, the CKNW Kids' Fund has been a beacon of hope, helping children with physical, mental, and social challenges achieve their potential. Rooted in a tradition of community support and compassionate care, the fund empowers families by providing essential resources, programs, and services that make a difference in the lives of young people across British Columbia.

The impact of the CKNW Kids' Fund is amplified through partnerships with organizations like Capital Direct, a trusted financial solutions company committed to giving back to the community...
Learn more »