Let's Winterize

It's time to get ready for winter, so let's be proactive and get started on household winter prepping tasks now! Here are a few tips to help you ensure your home and property are weather ready for the winter.

WEATHERPROOF
Keep out cold drafts and reduce your
heating bill at the same time. Weather-
stripping your windows, doors, and attic access
points are an excellent trick. Make sure you strip your windows by type: double-hung windows require both self-adhesive foam insulation and V-channel weather stripping while casement windows only require self-adhesive foam insulation.

EASY FIX FOR WINDOWS
Install air-tight plastic window film across your window frames. This creates an effective temperature barrier that will save you energy while lowering your heating bills. Window film only takes a few minutes to install, and requires no tools.

KEEP THE OUTDOORS OUT
Roll type insulation can be used anywhere in your home, but it's ideal for covering long, unobstructed areas in attics and crawl spaces. It can be easily cut to fit any size and comes in faced and unfaced varieties. Faced insulation is used in exterior walls as well as attics, finished basements, ceilings,

OUTSIDE THE HOUSE
Don't forget about your yard, garden, deck, or patio. These parts of your home need to be prepared for winter too. Use the right snow removal tools and equipment, including snow blowers, salt, and shovels to deal with ice and snow head on.

TIP: Your terracotta planters can be prone to cracking and breaking at freezing temperatures. One tip is to wrap them in insulating material, such as burlap, old blankets or even bubble wrap.

Winter can get cold for a lot of Canadians. A little bit of preparation can do a great deal to protect your home and give you peace of mind.

Roasted Cauliflower

This time of year is perfect for serving a flavour packed soup, and this one is simple and delicious. The taste is smooth and creamy. Most people think this soup is loaded with cream...but it's not.

Here's what you need:

2 heads cauliflower, broken into florets
olive oil cooking spray
1/4 cup olive oil
1 large onion, chopped
4 cloves garlic, chopped
6 cups water
salt and pepper to taste

Here's what to do:

Step 1. Place the cauliflower florets into a large bowl of lightly salted water, and allow to stand for 20 minutes. Drain well, and arrange on a sheet of heavy aluminum foil on a baking sheet. Spray the olive oil cooking spray evenly on the cauliflower.

Step 2. Preheat the oven's broiler and set the oven rack about 6 inches from the heat source.

Step 3. Broil the cauliflower until browned, 20 to 30 minutes.

Step 4. Meanwhile, heat olive oil in a large soup pot, and cook the onion until translucent, about 5 minutes; stir in the garlic and roasted cauliflower. Pour in the water, season with salt and black pepper, and simmer until all the vegetables are tender, about 30 minutes. Blend the soup in the pot with an immersion hand blender until creamy and smooth.

Remembrance Day

As Canadians, we commemorate November 11 as a day of remembrance. Over 100,000 Canadians have given their lives in military service of our country.

The Capital Direct family would like to encourage you and your family take a moment to remember the sacrifice of all those who proudly serve in the Canadian Armed Forces.

What Our Customers
Have To Say

“ I liked dealing with Richard. He is very helpful and answered all my questions. I would recommend Capital Direct as they are helpful and they make sure you understand all aspects of the loan. ”
Christine T., Toronto, ON

Every month, Capital Direct helps Canadians just like you to realize their dreams. What about you? Your home equity is something you've worked hard to build, so why not 'let your house lend a hand' © when you need it most! Contact a Capital Direct mortgage specialist to discover your options.

November Sudoku

	2
	1
3	7	5


	4
9


2		7
	4	1



2

	7	9
6		8
5	3

		5

8	6
5		4

		3
	9

9	1	4
	6
	7

Click here to view the solution

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