Mid-Winter Home
Maintenance

Winter can be hard on our homes. Depending on where you live, it can be the extreme of freezing temperatures, or seeming torrential downpours of water.

No matter where you call home, February is a good time to check-in around the house. Preventative maintenance has some notable benefits.

As we begin 2020, we encourage you to accomplish the things you want to. No matter what it is you or your family are thinking about for 2020, keep these key points in mind:

You can reduce energy consumption & lower utility bills
You can maximize the life of your home's systems, like heating and water
You can catch preventable failures & save expensive repair costs

Here are key areas around your home you should be paying attention to.

Check the batteries in your smoke and carbon monoxide detectors. Heating can be a major cause of structure fires during the winter months. Double check that all smoke and carbon monoxide detectors in your home are working.

Tip: It is best to have smoke alarms in every room of your home, including hallways, and check the batteries in all alarms once a month as part of your home maintenance routine.

Check for ice dams that might form on your roof. Depending on where you live in Canada, your home can be prone to icicles and ice dams. Take steps to make sure you have sufficient insulation and venting, but if you discover ice dams, then remove them.

Tip: You can help to prevent ice dams by raking the snow off your roof and installing heat cables.

Remember: Always seek the help of a professional, exercise extreme caution, and take appropriate safety measures when conducting any maintenance on your home.

Health & Wellness

Exercise can be defined as any movement that makes your muscles work and requires your body to burn calories. Like walking up the stairs instead of taking the elevator.

Being active has been shown to have many health benefits, both physically and mentally. This feeling of wellness is something most of us have experienced at some point.

Here are the top 10 ways regular exercise benefits your body and brain - even if it’s just going for a walk with your dog.

it can make you feel happier
it can help with weight loss
it’s good for your muscles and bones
it can increase your energy levels
it can reduce your risk of chronic disease
it can help skin health
it can help your brain health and memory
it can help with relaxation and sleep quality
it can reduce pain
it can help improve your relationships with others

Let’s make 2020 a year where we improve our health, wealth and well being!

Energizing Smoothie

Ingredients
2 cups fresh spinach
2 cups water
1 cup frozen mango
1 cup frozen pineapple
2 bananas
2 Tablespoons chia seeds OR hemp hearts

Instructions
Step 1
Toss spinach and water into the blender.
Blend together until all leafy chunks are gone.

Step 2
Add mango, pineapple, bananas and chia seeds.
Blend until smooth.

Step 3
Serve and enjoy!

What Our Customers
Have To Say

“ Capital Direct makes things easier.
We can pay off some debts, and invest. ”
Myron B., Mississauga, ON

The equity in your home is something that you've worked hard to build. Every month, Capital Direct helps Canadians just like you to realize their dreams.

What about you? 'Let your house lend a hand' © Contact a Capital Direct mortgage specialist to discover your options.

Valentine’s Day Sudoku

Fun Fact
A popular theory for a possible origin of Valentine’s Day is that the Roman Emperor Claudius II forbade young men to marry. In the spirit of love, St. Valentine defied the ban and performed secret marriages.

3		5

8	9	4


8	5
6



		2

4		9
2	8
	1


4		6

	2
	5	9
3		8

6

		1
	6	2

2	8	7

4		1

Click here to view the solution

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