At times, you may need to go in debt for something that's really important to you but does not provide a financial return. There is no financial 'safety net' here to protect you, so proceed with caution.

I got a 90-percent home equity loan, which was exactly what I needed. The payments are low enough that I have no problem making the payments. If I ever need another loan, I know where to turn!
David G., Calgary, Alberta

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