Flexi Line™

With the Capital Direct Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

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Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with. Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.


Could you use $80,000, $280,000 or even $2.8 million?

3 Simple Steps

Step 1 Apply Online
Fill out our 4-minute Equity Loan/Flexi Line™ Application
Step 2 Get Approved
Your home equity is key to your approval
Step 3 You Win!
Loan funds can be deposited into your bank account within 3 business days of your approval.

What people are saying

The mortgage advisor

Margaret & Diane. Mississauga, ON - January 7

I think you're ahead of the game

Joycelyn M. & Gilbert P. . Stoney Creek, ON - December 28

The process went smooth and you have kind

Robert & Joan M. Mississauga, ON - December 8

I like to deal with Capital Direct

Alan & Pauline C. Richmond Hill, ON - December 1

Our advisor was very thorough in explain the process and terms

Jose N. Mississauga, ON - November 20

Capital Direct was very helpful

Donovin G. & Kimberly H. Langley, BC - November 19

I was hesitant to actually go to the office

Heide & James V. Vancouver, BC - November 17

Only dealt with banks before researching and learning more about Capital Direct

Jose & Sandra P. Chilliwack, BC - September 24

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News & Insights

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November 11, 2025
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August 8, 2025
Toronto home sales post biggest increase in nine months in July
June 6, 2025
Canada's annual inflation unchanged at 1.7% in May, core measures slightly ease
May 5, 2025
Mark Carney's Housing Plan: Timeline and Implementation
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In the Community

Creating a positive future for generations to come is an opportunity before each of us. At Capital Direct and as a Canadian company, we believe it is important to actively give back to the institutions who supported, educated and raised us. Learn more about the community programs and initiatives that we support.

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