Choose Flexi Line™

With the Capital Direct Flexi Line™ you can take what you need when you need it, and pay it down when it works for you. It’s the perfect way to deal with unexpected expenses or plan for desired renovations.

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Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with. Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.


Could you use $80,000, $280,000 or even $2.8 million?

3 Simple Steps

Step 1 Apply Online
Fill out our 70-Second Equity Loan/Flexi Line™ Application
Step 2 Get Approved
Your home equity is key to your approval
Step 3 You Win!
Loan funds can be deposited into your bank account within 3 business days of your approval.

What people are saying

We would recommend Capital Direct to our friends and family because of how easy, accessible, and timely, the entire process was.

Min W. & Xieqiang L. Surrey, BC - May 21

The Flexi Line is a great product and not too many other lenders offer it.

Marcello E. Halton Hills, ON - May 20

Richard was very detailed and was able to answer my questions over the phone with a quick response to help me understand the process.

Jennifer S. Brampton, ON - May 6

Easier to deal with than the banks.

Helen F. Cambridge, ON - April 28

I have received fast helpful service and would certainly recommend Capital Direct.

Jeannie B. Port Coquitlam, BC - April 1

Capital Direct is reliable and professional. And the service is better than many banks I have dealt with.

I Chung C. Richmond, BC - February 24

Open, honest, friendly service

Donald C. Surrey, BC - February 24

It was easy to get some of the equity from our house and made planning our future easy.

Ronald B. & Marsha C. Cambridge, ON - February 23

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News & Insights

April 29, 2026
Bank of Canada maintains policy rate at 2.25% for fourth consecutive time
March 25, 2026
All Ontario buyers will be eligible for HST rebate on new homes for one year
March 3, 2026
Canada’s housing market is in limbo
February 16, 2026
From home ownership to work: What's motivating Canadians to move
January 16, 2026
Why HELOCs make a heck of a lot of sense in 2026
December 9, 2025
Home prices expected to tick higher in 2026 amid market 'reset': Royal LePage report
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In the Community

Creating a positive future for generations to come is an opportunity before each of us. At Capital Direct and as a Canadian company, we believe it is important to actively give back to the institutions who supported, educated and raised us. Learn more about the community programs and initiatives that we support.

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