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With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Own your home?
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Your Money, For The Things
You Care About

give us a call at
1 (800) New Capital (639-2274)
and talk to us today!

We Lend Money
To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $80,000, $280,000 or
even $2.8 million?

Apply online or call us today to get approved.

Flexi Line TM

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements. Pay some, borrow some more. It's a perfect way to deal with unexpected expenses or plan for desired renovations.

APPLY ONLINE

Home Equity Loan

Home equity financing can open up doors to your future. We can help you make it happen by providing the right solution for your needs. Take a few minutes to apply online and get one step closer to your goals.

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What People Say

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Eduard D.
Dunnville, ON

February 11, 2025

"Getting cash flow"


Getting cash flow. It's a viable option outside of the banks. Especially for a startup business or a business attempting to expand. Capital Direct has many options. We appreciate the mortgage is based on equity and not just sales, for us. Unlike the banks who could not help us.
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George S.
Toronto, ON

January 14, 2025

"Good and easy consulting"


Good and easy consulting. Had dealt with Capital Direct before. Highly recommend Capital Direct as they are easy to deal with.

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Capital Direct Articles of Interest  

Emerging Trends in Canadian Real Estate 2025


March 26, 2025
Published by PwC Canada, this article delves into the mixed outlook for the real estate sector in 2025. It highlights the increasing differentiation in market performance across regions and asset classes, noting that while some areas face challenges due to higher financing costs and changing investor interests, opportunities arise in niche property types such as data centers and student housing...

Read "Emerging Trends in Canadian Real Estate 2025" »

How to add 60 per cent to your home’s value - without adding rooms


December 6, 2024
The interior designer Rukmini Patel reveals how she added £280,000 to a four-bedroom Edwardian home by being clever with layout and overhauling the decor...

Read "How to add 60 per cent to your home’s value - without adding rooms" »

Baby boomers and gen X are taking on more mortgage debt


November 4, 2024
Rising number of home owners are turning to reverse mortgages, and among those, more are doing so to help their children with a down payment. In a surprising turn of events, Statistics Canada data showed older households took on more mortgage debt in the second quarter of the year, compared with the same period last year...

Read "Baby boomers and gen X are taking on more mortgage debt" »

The Gentle Density Leaders Summit

The Gentle Density Leaders Summit is an essential gathering for forward-thinkers dedicated to unlocking the potential of gentle density housing in British Columbia and beyond. Don’t miss your opportunity to engage, connect, and collaborate with fellow visionaries who are reshaping the future of our communities by thinking BIG about building small.
Learn more »

About CKNW Kids' Fund and Capital Direct's Generous Donations

For decades, the CKNW Kids' Fund has been a beacon of hope, helping children with physical, mental, and social challenges achieve their potential. Rooted in a tradition of community support and compassionate care, the fund empowers families by providing essential resources, programs, and services that make a difference in the lives of young people across British Columbia.

The impact of the CKNW Kids' Fund is amplified through partnerships with organizations like Capital Direct, a trusted financial solutions company committed to giving back to the community...
Learn more »