1-800-639-2274 Apply Now

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Own your home?
APPLY ONLINE

Your Money, For The Things
You Care About

give us a call at
1 (800) New Capital (639-2274)
and talk to us today!

We Lend Money
To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $80,000, $280,000 or
even $2.8 million?

Apply online or call us today to get approved.

Flexi Line TM

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements. Pay some, borrow some more. It's a perfect way to deal with unexpected expenses or plan for desired renovations.

APPLY ONLINE

Home Equity Loan

Home equity financing can open up doors to your future. We can help you make it happen by providing the right solution for your needs. Take a few minutes to apply online and get one step closer to your goals.

APPLY ONLINE

What People Say

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Andrew C.
Ajax, ONAugust 13, 2024

August 15, 2024

"Friendly and helpful staff"


Friendly and helpful staff. I had some initial concerns about high interest rates and high costs. Speaking with Nicholas on my initial call though relieved all of my worries for me and made me feel comfortable moving forward. This was my first experience with this type of lending and it's been great.
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Bruce B.
Pemberton, BC

August 13, 2024

"Deepest thanks for your help"


Deepest thanks for your help! I think you are doing a great job. Macy has helped immensely.

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Capital Direct Articles of Interest  

2/23/2024 Fundamental Review


February 23, 2024
Happy Friday! Let’s dive into it! Real Estate TD predicts that house price inflation in Canada is set to resume: According to CBC, rents rise 10% year-over-year in Canada in January 2024; recent data such as this is making it very difficult for Bank of Canada to start thinking about cutting rates...

Read "2/23/2024 Fundamental Review..." »

What to do if your mortgage application is denied


February 14, 2024
If you're turned down for a mortgage, it doesn't have to end your dreams of homeownership. Here's what to do next.

Read "What to do if your mortgage application is..." »

1/26/2024 Fundamental Review


January 26, 2024
Real Estate. According to the Bank of Canada, the rise in Canadian rents is perfectly correlated with population growth. It is hoped that the recent changes to the foreign student visa program announced by the Federal Government will be implemented promptly to alleviate the pressure on Canadians who are struggling with skyrocketing...

Read "1/26/2024 Fundamental Review..." »

Capital Direct I Income Trust is Championing Single Mothers Together

Capital Direct's Impactful Partnership with Cause We Care: A Season of Giving

As we start the year with excitement about initiatives and goals for 2024, we at the Cause We Care Foundation want to reflect and acknowledge, Capital Direct who played a part last year in our mission to help single mothers achieve economic security and create positive futures for themselves and their children...
Learn more »