What People Say

After speaking with Richard at Capital Direct, I realized that a home equity loan was something I had to do, so that I don't become a financial burden to my family. He was very helpful and compassionate and reinforced the numbers for me, and presented me with more than one option. As a result of my loan, I was able to consolidate some debts and make some much needed home repairs that will help me cut down my heating costs over time. Plus now I can treat my kids to dinner without being concerned about money!

We were interested in doing some home renovations and heard from friends that we could use the equity in our home to finance such things. As far as plans, we are hoping to renovate our home and thereby increase the value of it. Before talking to Capital Direct, we were concerned about interest rate and repayment terms. Richard explained in detail about all the mortgage terms. Richard was prompt in responding to all questions we had. We now have the money to complete renovations with an added cushion for everything unexpected that may come up during the renovation. I would recommend this agency because of the outstanding service. Everyone is extremely courteous and attentive to our needs.

In spite of being an excellent long-term client my own bank turned me down. Capital Direct accepted and approved my application for a loan and I was able to take care of my debt at a lower interest rate. It was really nice to free up some extra cash flow right away and to save in the long-term with a lower interest rate.

I was able to pay off all my bills, redo the living room and save money for a rainy day. Before I spoke to Capital Direct, I thought that refinancing my mortgage would lead to higher monthly payments, but I was wrong. I have lower monthly payments. Capital Direct made it easy.

I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!

The loan process was fast and efficient. Our mortgage consultant gave us an excellent explanation of everything and made it possible for us to lower our mortgage payments. We borrowed enough from our home to pay off some bills, lower the interest payments; and finish some home renovations. Keep up the excellent work.

We were looking for a mortgage for a new house that was still on the drawing board. I wanted to borrow enough so we could delay selling our other house until we'd fixed it up. Sophia and Olivia were very helpful and informative as well as being ready to meet our needs. They were tops! And, talk about patient! We are looking forward to having friends and family to visit for dinner and will definitely recommend Capital Direct to them because Sophia & Olivia were just great and made us feel comfortable with borrowing. My regards to them both!

I wanted a cost effective way to get the money I need, then a friend referred me to Capital Direct. My goals were to consolidate some debt and start a new business. After discussing my situation with Richard, I realized there was a very high potential payoff for me. Capital Direct gave me a very quick response and asked very few questions. I now have the money I need to start my new business venture.

My home equity loan from Capital Direct helped me consolidate debts, purchase a new property and take back some assets. The mortgage consultant was aware of my concerns and provided a solution that totally fit my needs. The service was fast and great.

I visited your web site and was impressed with what I saw. I felt that Capital Direct could be the right solutions to help me lower my mortgage payment and add property tax to it. I was looking for a lender that would treat me better than my previous lender (RBC) and help me improve my cash flow. Capital Direct was the right choice. I really liked my mortgage consultant, Sophia. Now I have a mortgage payment that fits my budget.